Terms and Conditions

1. Acceptance of Terms

By accessing or using the Merestrand Assets website, you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy. If you do not agree with any part of these Terms, you should discontinue use of the Service immediately.

2. Nature of the Service

Merestrand Assets provides AI-driven data analysis and decision-support content intended to assist users with long-term financial planning considerations. The Service is informational in nature and does not constitute financial, investment, tax, or legal advice. Any output, report, or analysis produced through the Service should be treated as general guidance only.

3. Eligibility and Account Use

You must be of legal age in your jurisdiction to use the Service. If any registration or contact information is required to access certain features, you agree to provide accurate and current information and to maintain the confidentiality of any credentials associated with your access.

4. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, interfering with the normal operation of the website, reverse-engineering any underlying tools, or using the Service for unlawful purposes. Merestrand Assets reserves the right to suspend or restrict access where misuse is reasonably suspected.

5. Intellectual Property

All text, graphics, logos, and other materials appearing on this website are the property of Merestrand Assets or its licensors, unless otherwise indicated. No part of this website may be reproduced, distributed, or used to create derivative works without prior written consent, except as permitted for personal, non-commercial reference.

6. No Warranty

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including but not limited to accuracy, completeness, reliability, or fitness for a particular purpose. Merestrand Assets does not guarantee that the Service will be uninterrupted, error-free, or free from inaccuracies.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Merestrand Assets, its affiliates, and representatives shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to the use of, or inability to use, the Service, including any financial loss resulting from reliance on information presented on this website.

8. Third-Party Links

The Service may contain links to third-party websites or resources. Merestrand Assets does not endorse and is not responsible for the content, accuracy, or practices of any linked third-party sites. Access to such resources is at your own risk.

9. Changes to the Service and Terms

Merestrand Assets reserves the right to modify, suspend, or discontinue any part of the Service at any time without notice. These Terms may also be updated periodically to reflect changes in practices or legal requirements. Continued use of the Service after any update constitutes acceptance of the revised Terms.

10. Termination

Merestrand Assets may restrict or terminate access to the Service, in whole or in part, at its sole discretion, including in cases of suspected violation of these Terms, without prior notice.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Merestrand Assets operates, without regard to conflict-of-law principles. This section is a placeholder and should be finalized based on the actual jurisdiction and legal counsel review.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

13. Contact

Questions regarding these Terms can be directed through the contact channel provided on our Contact page.